Privacy Policy

Introduction

We appreciate the trust you place in us when sharing your personal data. The security of that data is very important to us. In this document, we will explain how we collect, use and protect your personal data.

We will also explain what rights you have with regards to your personal data and how you can exercise those rights.

Who we are

Our registered office address is: 3201 Portomaso, Portomaso Avenue, Portomaso Complex, St Julian’s, STJ 4011, Malta

If you have questions about how we process personal data or would like to exercise your data subject rights, please email us at info@stjmaritime.com
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Companies and websites within scope

The following company and website are within scope for this privacy policy:

​​St Julian’s Maritime Finance - www.stjmaritime.com

Unless specifically stated, we consider these websites to be EU-based websites.

This policy also covers any additional personal data collected through our websites, by telephone, and through any related social media applications.​

Collection of personal data

We collect personal data from you for one or more of the following purposes:

  1. To provide you with information that you have requested or which we think may be relevant to a subject in which you have demonstrated an interest;
  2. To initiate and complete commercial transactions with you, or the entity that you represent, for the purchase of products and/or services;
  3. To fulfill a contract that we have entered into with you or with the entity that you represent;
  4. To ensure the security and safe operation of our websites and underlying business infrastructure, and
  5. To manage any communication between you and us.

The table in Section 5 below provides more detail about the data that we collect for each of these purposes, the lawful basis for doing so, and the period for which we will retain each type of data.

Technical information​

In addition, and in order to ensure that each visitor to any of our websites can use and navigate the site effectively, we collect the following:​

  • Technical information, including the Internet Protocol (IP) address used to connect your device to the Internet;
  • Your login information, browser type and version, time zone setting, browser plug-in types and versions;
  • Operating system and platform;
  • Information about your visit, including the Uniform Resource Locators (URL) clickstream to, through, and from our site.

This information is collected among other using small technical files stored on your browser also referred to as cookies.

The legal basis for the processing of personal data

The table below describes the various forms of personal data we collect and the lawful basis for processing this data. Our business architecture, accounting and systems infrastructure and compliance organisation means that all personal data is processed on common, Group-wide platforms. We have processes in place to make sure that only those people in our organisation who need to access your data can do so. A number of data elements are collected for multiple purposes, as the table below shows. Some data may be shared with third parties and, where this happens, this is also identified below.

Storage of personal data

St Julian’s Maritime Finance is a Malta-domiciled organisation whose offices are in Malta. Our websites and web applications are hosted in the EU and are accessed only by our EU-based staff.

Our customer relationship management, marketing, market research, timekeeping and accounting systems for all our businesses are either EU-based or hosted by companies that participate in the EU -U.S. Privacy Shield Framework.

We use a wide range of Cloud Service Providers (CSPs) to process and host our data. Unless we specifically state otherwise, we are, in respect of all these CSPs, the data controller and the CSPs that we use utilise EU-located processing facilities.

Our banking arrangements are based in the EU.

We regularly send documents to clients around the world; we therefore use logistics companies that are based outside the EU and operate in other countries. We have appropriate legal and security relationships with those partners.

We operate a data retention policy in respect of all data, whether paper-based or digital and those aspects of it which relate to personal data are contained in the table at 5, above.​

Security measures

We have what we believe are appropriate security controls in place to protect personal data. Risk assessment, including assessing risks to the rights and freedoms of data subjects. We do not, however, have any control over what happens between your device and the boundary of our information infrastructure. You should be aware of the many information security risks that exist and take appropriate steps to safeguard your own information. We accept no liability in respect of breaches that occur beyond our sphere of control.

Your rights as a data subject

As a data subject whose personal information we hold, you have certain rights. If you wish to exercise any of these rights, please email info@stjmaritme.com or use the information supplied in the Contact Us section on this website. Your rights are as follows:​

The right to be informed

As a data controller, we are obliged to provide clear and transparent information about our data processing activities. This is provided by this privacy policy and any related communications we may send you.

The right of access

You may request a copy of the personal data we hold about you free of charge. Once we have verified your identity and, if relevant, the authority of any third-party requestor, we will provide access to the personal data we hold about you as well as the following information:

a) The purposes of the processing
b) The categories of personal data concerned
c) The recipients to whom the personal data has been disclosed
d) The retention period or envisioned retention period for that personal data
e) When personal data has been collected from a third party, the source of the personal data

If there are exceptional circumstances that mean we can refuse to provide the information, we will explain them. We reserve the right to refuse requests that are frivolous or vexatious. If answering requests is likely to require additional time or occasions unreasonable expense (which you may have to meet), we will inform you.

The right to rectification

When you believe we hold inaccurate or incomplete personal information about you, you may exercise your right to correct or complete this data. This may be used with the right to restrict processing to make sure that incorrect/incomplete information is not processed until it is corrected.

The right to erasure

Where no overriding legal basis or legitimate reason continues to exist for processing personal data, you may request that we delete the personal data. This includes personal data that may have been unlawfully processed. We will take all reasonable steps to ensure erasure.

The right to restrict processing

You may ask us to stop processing your personal data. We will still hold the data, but will not process it any further. This right is an alternative to the right to erasure. If one of the following conditions applies you may exercise the right to restrict processing:​

a) The accuracy of the personal data is contested
b) Processing of the personal data is unlawful
c) We no longer need the personal data for processing but the personal data is required for part of

    a legal process
d) The right to object has been exercised and processing is restricted pending a decision on the

    status of the processing

The right to data portability

You may request your set of personal data be transferred to another controller or processor, provided in a commonly used and machine-readable format. This right is only available if the original processing was on the basis of consent, the processing is by automated means and if the processing is based on the fulfillment of a contractual obligation.

The right to object

You have the right to object to our processing of your data where

  • Processing is based on legitimate interest;
  • Processing is for the purpose of direct marketing;
  • Processing is for the purposes of scientific or historic research;
  • Processing involves automated decision-making and profiling.

Contact us

Any comments, questions or suggestions about this privacy policy or our handling of your personal data should be emailed to data-protection(at)stjuliansadvsiory.com

Alternatively, you can contact us using the following:​
Address: St Julian’s Maritime Finance 3201 Portomaso, Portomaso Avenue, Portomaso Complex, St Julian’s, STJ 4011, Malta

Telephone: +356 2765 0076

Email: info@stjmaritime.com

Our offices are open 9:00am – 5:00pm CET, Monday to Friday.

We will take a message and ensure the appropriate person responds as soon as possible.

Complaints

Should you wish to discuss a complaint, please feel free to contact us using the details provided above. All complaints will be treated in a confidential manner.

Should you feel unsatisfied with our handling of your data, or about any complaint that you have made to us about our handling of your data, you are entitled to escalate your complaint to a supervisory authority within the European Union. For Malta, this is the Office of the Information and Data Protection Commissioner, who is also our lead supervisory authority. Its contact information can be found at https://idpc.org.mt/en/Pages/contact/Contact-Information.aspx.